This makes sense. After two years on ssd you get Medicare. Get off ssd you lose it. But if you can afford health insurance you'll keep working because you have to stop working to get on ssd. And there is a five month waiting period. And the approval process is slow. How would you pay even your subsidized ACA premiun if you quit work?
http://xpostfactoid.blogspot.com/2014/08/will-aca-reduce-disability-rolls.html?m=1
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