The legislation, which DeLauro and Schakowsky are calling “Medicare for America,” would create a comprehensive, government-run insurance program that would replace the big existing federal programs as well as the private insurance policies that people today buy on their own. But large employers would get to keep offering private coverage, leaving employees with the choice of sticking with their company plans or moving to the new public option, where they could potentially get much lower premiums and out-of-pocket expenses.
Like any health care initiative, the DeLauro-Schakowsky bill would entail real and complicated trade-offs.
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